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recent news posts

Wednesday, February 22, 2017

Louisville's Housing Shortage - Good Time To List!

The Greater Louisville Housing Market is suffering from a shortage of homes for sale.  As a result the average January list price is up over 14 % over January 2016.  The average sale price also rose 4.31% in January 2017 to $196,187.  The average days on market has dropped from 92 in January 2016 to 74 in January 2017.  The number of active listings is down to 3,878 as opposed to 4,826 in January of 2016.  It is a good time for sellers who are contemplating selling in the next year to get their oar in the water.  Read More

Tuesday, November 17, 2015

It's that time of year!

It’s that time of year when we start counting our blessings and begin planning for the year ahead.  Thanks to our faithful customers and clients 2015 is going to be a banner year, both for me personally and for Rainey, Jones & Shaw.  Once again this year we will be giving a portion of our profits to our favorite charities in the name of our buyers and sellers.  In the coming year we will be strengthened by our new partnership with Leverage Global Partners, an international real estate referral network that also offers state of the art social networking and marketing resources as well as broad national and ...  Read More

I  found a home!  Now what?

What Are Closing Costs?Contract negotiation

Negotiation is an art. It is a dance between buyer and seller to arrive at price, terms and conditions and is not for the faint of heart. Let our experienced agents negotiate on your behalf and ease you through this process.

Inspections and negotiation of fix\repair

Essentially an x-ray of your home by a licensed inspector. There is a lot to see for the casual observer but it requires an expert to truly understand the condition of a home. The point is that inspections are critical to the buying process and the basis for, you guessed it, more negotiation.

Financing

Your house passed muster. Time to get a home loan. Activities during this process include the appraisal and title search. Your Rainey, Jones and Shaw agent works side by side with you and your lender to guide you through the financing process from contract to closing.

Final walk through

The third turn in Derby speak. This is to assure that proper repairs and fixes have been made and that the house is in good order before you take possession. 

Closing

The final stretch. Closing, otherwise known as “the settlement” is the process of passing ownership of property from seller to buyer. And it can be bewildering. As a buyer, you will sign what seems like endless piles of documents and write a sizeable check for the down payment and various closing costs. To better understand the fees associated with closing please refer to the financial terms glossary.

All the above may seem rather overwhelming. That is why you use us. We help you Understand the process of buying a home and keep track of all the details.